Home Loan

Access a dedicated property finance consultant
Applying for a home loan can be daunting. That's why we appoint a property finance consultant to guide and assist you to make informed decisions about your home loan.

What do you need to apply?
You want to buy (for new loans) or own (for switching or refinancing) property in South Africa.
You must have a minimum combined gross household income of R20 000 per month. This can include the gross income of another applicant.
The property value must be at least R650 000 and above.

The documentation required for a home loan application varies, depending on employment type or marital status.

Your property finance consultant will help you through this process. You can speak to us with regards to Home Loans.

Depending on the amount required, you can speak with us.

The basics we will require are:
-Utility statement
-Copy of offer to purchase
-Copy of ID
-copy of marriage certificate or antenuptial contract
-Proof of income and bank accounts

...Protect your family

Your home is one of your biggest investments - have peace of mind knowing your home and family are protected. Diphasweng Financial Services offers bundled insurance packages at great rates, covering everything you need to safeguard your home. With tailor-made, affordable plans, you can rest easy knowing your home - and your future - are protected.

Interest on a long-term loan, like your home loan, can substantially increase the final cost of owning your home. That's why, based on your Diphasweng Financial Services Rewards tier, we're giving you a further reward to reduce the cost of owning your dream home.

The higher your Diphasweng Financial Services Rewards tier, the more you are rewarded - earn up to 35% of your monthly repayment in Diphasweng Financial Services Rewards points.